For homebuilders and developers
Turn a six-figure tax bill into generational wealth
Taxes Deconstructed is the tax planning playbook for builders — written by a CFO who has run the numbers on the other side of the table for twenty years.
The cost of no plan
You build the houses. Somebody else keeps the margin.
- Write a six-figure check every April and never know why it was that big.
- Work with a CPA who files returns but never builds a plan.
- Run today's volume through the entity structure you set up for your first spec home.
- Watch cash that should have funded the next community go to taxes instead.
- Hear about a strategy in March, when the year it would have saved is already closed.
It does not have to work that way. With a plan built for construction, the same year's profit funds land, equipment, and a balance sheet your family keeps.
What you get
Three things every builder's tax plan should do
Strategy Built for Builders
Percentage of completion, land basis, developer fees, model homes. Strategy written for how construction actually books revenue.
Planned Before Year-End
Decisions get made while they still count, not discovered at filing when the only option left is to write the check.
Wealth That Outlasts the Cycle
The tax you keep becomes land, entities, and assets that survive the next downturn and pass to the next generation.
Your guide
Mary Miller has sat in your seat
Mary has spent more than twenty years inside the homebuilding industry. She started as a controller at K. Hovnanian, went on to serve as CFO for two homebuilding companies, and carried both of them through the 2008 crash. She was the first female president of the Gold Coast Builders Association, and over her career she has saved clients millions of dollars.
She knows what it feels like to close a strong year and still feel like the business is running on fumes after taxes — and she knows exactly which decisions, made in which month, change that number.
20+
Years in homebuilding
2
Homebuilders led as CFO
Millions
Saved for clients
The plan
Three steps, and the guessing stops
1
Book a consultation
A working conversation about your entities, your pipeline, and what last year's return actually cost you.
2
Get your plan
A written, builder-specific tax plan with the strategies that fit your structure and the deadlines that govern them.
3
Keep what you build
Execute through the year with a guide who knows the industry, and redirect the savings into the business and the family.
The book
Taxes Deconstructed
A homebuilder's guide to turning a six-figure tax bill into generational wealth. Mary takes the strategies she has used inside builder finance departments and lays them out in plain language: entity structure, revenue recognition, cost segregation, land and lot basis, owner compensation, and the calendar that governs all of it.
Written for builders and developers doing real volume, not for a general small business audience.
In plain terms
Why builders overpay, and what to do about it
At Builder Tax Book we know that you want to be a builder whose success actually shows up on the family balance sheet. In order to do that, you need a tax plan built around how construction earns money. The problem is that most accountants treat a homebuilder like any other small business, which makes you feel like the harder you work, the more the IRS collects. We believe no one should pay a premium for owning a complicated, capital-intensive business they built themselves.
We understand what it is like to close a profitable year and still be short on cash for the next land takedown, because Mary Miller spent two decades as a controller and CFO inside homebuilding companies, carried two of them through the 2008 crash, served as the first female president of the Gold Coast Builders Association, and has saved clients millions of dollars. That is why we wrote Taxes Deconstructed and why we still sit down with builders one at a time.
Here's how we do it: first, book a consultation and walk through your entities, your pipeline, and last year's return. Second, receive a written plan with the strategies that fit your structure and the deadlines that govern them. Third, execute through the year with a guide who speaks construction. So book your consultation, and in the meantime pick up the book. Stop handing over six figures you never planned for, and start converting each strong year into land, assets, and wealth that outlast the cycle.